Service rendering rules.

You should read the following before you decide to make use of Epaynigeria.com services.

"The terms of use", stated below explains the rights and duties of the User as to the access and using the services rendered by Epaynigeria.com Payment center, and/or his assignees and/or his representatives and/or Payment center partners".

1. Products and services.

- Epaynigeria.com renders the services of manual exchange of electronic payment systems units, both between each other and into the international monetary funds (international currencies) and visa versa.

- Epaynigeria.com does not check the competence and legal standing of the the User , the monetary funds that are offered by the User for exchange, and does not carry our monitoring of the User operations in any of the electronic payment systems or banking structure (a bank, a credit or investment structure).

- Electronic payment systems and/or Banks are exclusively responsible for the monetary funds entrusted to them by the Users. Epaynigeria.com is not a party to the agreement between an Electronic payment systems and its User is by no means responsible for misuse or abuse of the corresponding system as well as for functionality abuse of this system by the User. Mutual rights and duties of the User and the electronic payment system are regulated by the rules and agreements accepted in the corresponding system

- The services offered by Epaynigeria.com are not intended for use and/or are not available in the countries where it is illegal. The User is fully responsible for the local law observance.

- Epaynigeria.com has a right to refuse rendering the service without mentioning the reason to any person which he/she will be informed of in the written form.

- Epaynigeria.com has a right to terminate the relations with the User in case of getting the information inducing Epaynigeria.com to do so.

- Epaynigeria.com has a right to suspend service rendering to the User if:

a) The User violates any of the conditions of the present Agreement or any “Additional agreements ".

b) The user is involved in identity theft or has used another persons Atm card,electronic payment system information without their consent.

2. Transactions and operations

Processing Time and Notifications:

We try our best to process all orders same day or within 8 hrs. However, for some reasons like scarcity, demand higher than supply, availability, and so many others, orders maybe be delayed. You agree to be patient and not use any kind of threat or abusive words on any of our staff or representative

- Epaynigeria.com is responsible for providing the transaction fulfillment and/or the following operations, access to the information about the transaction in the system Epaynigeria.com and carrying out the transactions or any of its parts by the User 12 hours a day 8am - 8pm (5 days of the week).

- The payment for the services rendered by Epaynigeria.com, is carried out by the User according to the Epaynigeria.com services rates. Epaynigeria.com has a right to change these rates without additional notification.

- Apart from the established and/or agreed interest, payments and commissions the User pays all the telephone and postal expenses, done in the course of business relations with Epaynigeria.com. These additional expenses are written off by Epaynigeria.com in non-acceptance manner from the monetary funds of the User which are in the disposal of Epaynigeria.com.

- User is responsible for the functionality and usability of his computer and/or some other facilities necessary for the access to the transaction settlement system via Epaynigeria.com interface. Epaynigeria.com is not responsible for the losses or damage appearing as a result of inability of the User to use his own facilities and/or some of its elements and/or the absence of the necessary full or partial functionality of the facilities or its elements.

- Any claim on the part of the User of improper fulfillment of User instructions by Epaynigeria.com must be raised by the User of Epaynigeria.com not later than within ten days after the date Epaynigeria.com was given the corresponding instruction).

- Epaynigeria.com is not responsible for any loss and/or damage (loss), resulting from a delay in bank payments fulfillment or electronic money transfer of the User where the day of sending or the days after sending are not working days in the country of the Epaynigeria.com partner-participant, that is the receiver.

- Epaynigeria.com is not responsible for mistakes, omissions or delays of payments made by banks, serving Epaynigeria.com partners-participants, by a correspondent bank or e-payment system as well as it is not responsible for the consequences caused by their financial state.

- Epaynigeria.com has a right to suspend or limit the access of the User to transaction system without prior notification of the User, at the same time Epaynigeria.com is not responsible for any indirect, special, unpredictable or consequent loss or damage).

3. Altering

- Epaynigeria.com reserves a right to make any amendments and changes to the rules of product (services) usage , as well as service and access to services , including the present Agreement and any "Additional Agreements ", at any time.

4.Guarding, access and connection.

- Any reference of the User to Epaynigeria.com, be it electronic, written or oral, will come into force and will be valid only after its full reception by Epaynigeria.com and correct identification of the User as the owner of the monetary funds, at the same time the User as the Owner of monetary funds will be responsible for all operations on his account up to this moment.

- Written messages of Epaynigeria.com to the User are considered completed since the moment they were sent to the last address of the User known to Epaynigeria.com.

5. Force-majeure

Neither User nor Epaynigeria.com will be responsible for the delays or default on an obligation under the present Agreement or any "Additional agreements ", contracts and/or arrangements resulting from force-majeure, including (unrestricted) acts of God, acts of government or state, wars, fire, flood, explosion, terrorism, riot or civil strife, or absence, malfunctio

Refund Policy

For any reason you need to demand for refund, this must be done in writing either electronic or physical. If the need for a refund is caused by us or we consider it neccesary, refund will be made within five (5) business days.

Privacy Policy

Any information (s) we collect from you is for the sole use of identifying and providing you with quality service. We will neither lend nor sale out any of your personal details nor use it for any other activity outside serving you.

However, we will comply fully with the law if we are demanded to provide any details about you which is within our reach